Side-by-side · Q2 2026 data
Hometown Federal Credit Union vs Solidarity Community Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Hometown Federal Credit Union | Solidarity Community Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 44 | 84 (stronger) |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 62nd | 68th |
| Total assets | $37.2M | $351.1M |
| Deposits / shares | $24.7M | $309.4M |
| Capital ratio | 33.28% (stronger) | 12.44% |
| Problem loans | 1.68% | 0.47% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.45% |
| Return on assets | 3.54% (stronger) | 0.52% |
| Loans ÷ deposits | 105.1% | 56.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Hometown Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Hometown Federal Credit Union leads on 5 and Solidarity Community Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.