Side-by-side · Q2 2026 data
Hometown National Bank vs Peru Federal Savings Bank
Metric by metric
| Measure | Hometown National Bank | Peru Federal Savings Bank |
|---|---|---|
| TellerScore | 78 | 87 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 94 (stronger) | 91 |
| Earnings | 63 (stronger) | 51 |
| Funding & liquidity | 88 | 96 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 72nd | 91st |
| Total assets | $307.2M | $208.5M |
| Deposits / shares | $265.8M | $172.8M |
| Capital ratio | 11.30% | 16.43% (stronger) |
| Problem loans | 0.17% (stronger) | 0.28% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.07% (stronger) | 0.77% |
| Loans ÷ deposits | 56.9% (stronger) | 64.5% |
| Uninsured deposits | 26.1% | 13.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Peru Federal Savings Bank has the higher TellerScore (87 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Hometown National Bank leads on 4 and Peru Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.