Side-by-side · Q2 2026 data
HomeTrust Bank vs Arcade Credit Union
Metric by metric
| Measure | HomeTrust Bank | Arcade Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 79 | 94 (stronger) |
| Loan quality | 53 | 77 (stronger) |
| Earnings | 81 (stronger) | 42 |
| Funding & liquidity | 45 | 100 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 49th | 65th |
| Total assets | $4.4B | $7.8M |
| Deposits / shares | $3.6B | $6.7M |
| Capital ratio | 12.91% | 14.42% (stronger) |
| Problem loans | 1.40% | 0.70% (stronger) |
| Net charge-offs | 0.20% | -0.02% (stronger) |
| Return on assets | 1.52% (stronger) | 0.56% |
| Loans ÷ deposits | 102.5% | 54.8% (stronger) |
| Uninsured deposits | 26.5% | 0.0% (stronger) |
| Offices | 33 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Arcade Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), HomeTrust Bank leads on 1 and Arcade Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.