Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs BayVanguard Bank
Metric by metric
| Measure | Homewood Federal Savings Bank | BayVanguard Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 35 | 60 (stronger) |
| Funding & liquidity | 50 | 52 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 66th | 77th |
| Total assets | $67.3M | $868.7M |
| Deposits / shares | $50.0M | $689.1M |
| Capital ratio | 26.12% (stronger) | 17.13% |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.36% | 1.01% (stronger) |
| Loans ÷ deposits | 111.2% | 102.2% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 20.7% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 3 and BayVanguard Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.