Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Har-Co Credit Union
Metric by metric
| Measure | Homewood Federal Savings Bank | Har-Co Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 35 | 46 (stronger) |
| Funding & liquidity | 50 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 66th | 14th |
| Total assets | $67.3M | $286.4M |
| Deposits / shares | $50.0M | $257.0M |
| Capital ratio | 26.12% (stronger) | 9.74% |
| Problem loans | 0.00% (stronger) | 1.43% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 0.36% | 0.64% (stronger) |
| Loans ÷ deposits | 111.2% | 74.8% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 8.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 5 and Har-Co Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.