Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Johns Hopkins Federal Credit Union
Metric by metric
| Measure | Homewood Federal Savings Bank | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 35 | 46 (stronger) |
| Funding & liquidity | 50 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 66th | 68th |
| Total assets | $67.3M | $637.3M |
| Deposits / shares | $50.0M | $547.1M |
| Capital ratio | 26.12% (stronger) | 12.70% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.36% | 0.65% (stronger) |
| Loans ÷ deposits | 111.2% | 62.5% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 6.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.9% |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 5 and Johns Hopkins Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.