Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Point Breeze Credit Union
Metric by metric
| Measure | Homewood Federal Savings Bank | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 35 | 37 (stronger) |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 66th | 84th |
| Total assets | $67.3M | $1.1B |
| Deposits / shares | $50.0M | $914.1M |
| Capital ratio | 26.12% (stronger) | 14.02% |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.36% | 0.42% (stronger) |
| Loans ÷ deposits | 111.2% | 79.8% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 5.2% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 5 and Point Breeze Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.