Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Post Office CU of Md, Inc. Credit Union
Credit union
Post Office CU of Md, Inc. Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Homewood Federal Savings Bank | Post Office CU of Md, Inc. Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 45 |
| Earnings | 35 | 40 (stronger) |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 66th | 32nd |
| Total assets | $67.3M | $28.2M |
| Deposits / shares | $50.0M | $21.0M |
| Capital ratio | 26.12% (stronger) | 25.20% |
| Problem loans | 0.00% (stronger) | 1.65% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.36% | 0.51% (stronger) |
| Loans ÷ deposits | 111.2% (stronger) | 115.0% |
| Uninsured deposits | 3.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 4 and Post Office CU of Md, Inc. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.