Post Office CU of Md, Inc. Credit Union (NCUA charter #95742) is based in Baltimore, Maryland. Its Q2 2026 call report shows $28.2M in total assets and $21.0M in member shares and deposits and 1 office.
Post Office CU of Md, Inc. Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 32% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 34th. Capital cushion contributes the most (100/100, 25.20%); earnings contributes the least (40/100, 0.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 75 |
| Q4 2024 | 66 |
| Q1 2025 | 66 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.79% |
| Q3 2024 | 24.88% |
| Q4 2024 | 25.07% |
| Q1 2025 | 25.15% |
| Q2 2025 | 25.53% |
| Q3 2025 | 25.53% |
| Q4 2025 | 24.99% |
| Q1 2026 | 24.11% |
| Q2 2026 | 25.20% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.55% |
| Q4 2024 | 1.52% |
| Q1 2025 | 1.98% |
| Q2 2025 | 1.69% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.43% |
| Q2 2026 | 1.65% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.85% |
| Q3 2024 | -0.77% |
| Q4 2024 | -0.63% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.14% |
| Q4 2025 | -0.11% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $28.2M | 25.20% | 1.65% | 0.51% | 115.0% |
| Q1 2026 | 66 | $29.3M | 24.11% | 1.43% | 0.22% | 108.4% |
| Q4 2025 | 65 | $28.2M | 24.99% | 1.23% | -0.11% | 107.1% |
| Q3 2025 | 67 | $27.8M | 25.53% | 1.69% | 0.14% | 84.0% |
| Q2 2025 | 67 | $27.8M | 25.53% | 1.69% | 0.20% | 84.0% |
| Q1 2025 | 66 | $28.1M | 25.15% | 1.98% | 0.19% | 72.9% |
| Q4 2024 | 66 | $28.1M | 25.07% | 1.52% | -0.63% | 65.5% |
| Q3 2024 | 75 | $28.4M | 24.88% | 0.55% | -0.77% | 57.3% |
| Q2 2024 | 73 | $28.7M | 24.79% | 0.85% | -0.85% | 50.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| None Suffer Lack Federal Credit UnionCredit union Suitland, MD | 99 out of 100, Very strong | $27.9M | 20.1% | 0.12% | vs |
| I B E W 26 Federal Credit UnionCredit union Lanham, MD | 57 out of 100, Moderate | $29.9M | 7.6% | 0.75% | vs |
| Ferko Md Federal Credit UnionCredit union Frederick, MD | 94 out of 100, Very strong | $30.1M | 19.4% | 0.58% | vs |
| Howard County Education Federal Credit UnionCredit union Ellicott City, MD | 51 out of 100, Below average | $25.0M | 11.1% | 2.76% | vs |
| Thiokol Elkton Federal Credit UnionCredit union Elkton, MD | 83 out of 100, Strong | $23.8M | 18.2% | 0.16% | vs |
| W S S C Federal Credit UnionCredit union Laurel, MD | 50 out of 100, Below average | $35.4M | 10.1% | 1.95% | vs |
Deposit insurance
Is my money safe at Post Office CU of Md, Inc. Credit Union?
Post Office CU of Md, Inc. Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 25.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Post Office CU of Md, Inc. Credit Union lists 1 office in 1 city. Most locations:
- Baltimore, MD (1)
Identity & history
Profile
- Legal name
- Post Office CU of Md, Inc. Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 95742
- RSSD ID
- 220394
- Primary regulator
- State + NCUA
- Headquarters
- 900 E Fayette St Rm 606, Baltimore, MD 21233
- Employees
- 7
Quick answers
Post Office CU of Md, Inc. Credit Union: common questions
Is Post Office CU of Md, Inc. Credit Union NCUA insured?
Post Office CU of Md, Inc. Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Post Office CU of Md, Inc. Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Post Office CU of Md, Inc. Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Baltimore
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |
| Prince George'S Community Federal Credit UnionCredit union Bowie, MD | 80 out of 100, Strong | $337.0M | 13.5% | 0.84% | vs |
| Self Reliance Financial Federal Credit UnionCredit union New York, NY | 79 out of 100, Strong | $2.0B | 17.2% | 0.63% | vs |