Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Self Reliance Financial Federal Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Homewood Federal Savings Bank | Self Reliance Financial Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 35 | 41 (stronger) |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 66th | 86th |
| Total assets | $67.3M | $2.0B |
| Deposits / shares | $50.0M | $1.7B |
| Capital ratio | 26.12% (stronger) | 17.16% |
| Problem loans | 0.00% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.36% | 0.52% (stronger) |
| Loans ÷ deposits | 111.2% | 81.4% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 16.1% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 5 and Self Reliance Financial Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.