TellerScore

Headquartered in New York, New York, Self Reliance Financial Federal Credit Union is a federal credit union with $2.0B in total assets and $1.7B in member shares and deposits as of Q2 2026. It operates 10 offices across 3 states. Its charter dates back to 1951.

Self Reliance Financial Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 454 credit unions with $1 billion – $10 billion. Among 268 credit unions headquartered in New York, it ranks 76th. Capital cushion contributes the most (100/100, 17.16%); earnings contributes the least (41/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.16%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.63%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity78/100
Loans ÷ shares: 81.4% · 16.1% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.70%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202472
Q1 202576
Q2 202578
Q3 202576
Q4 202577
Q1 202679
Q2 202679
Net worth ratio
7.00%12.66%18.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.33%
Q3 202418.00%
Q4 202417.78%
Q1 202517.64%
Q2 202517.80%
Q3 202517.67%
Q4 202515.03%
Q1 202617.07%
Q2 202617.16%
Delinquent loans (60+ days)
0.47%0.74%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.79%
Q3 20240.81%
Q4 20241.02%
Q1 20250.57%
Q2 20250.47%
Q3 20250.61%
Q4 20250.60%
Q1 20260.57%
Q2 20260.63%
Return on assets
-0.04%0.24%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.02%
Q3 2024-0.01%
Q4 2024-0.01%
Q1 2025-0.04%
Q2 20250.11%
Q3 20250.08%
Q4 20250.18%
Q1 20260.45%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$2.0B17.16%0.63%0.52%81.4%
Q1 202679$2.0B17.07%0.57%0.45%80.1%
Q4 202577$2.0B15.03%0.60%0.18%80.0%
Q3 202576$1.5B17.67%0.61%0.08%74.3%
Q2 202578$1.4B17.80%0.47%0.11%73.7%
Q1 202576$1.5B17.64%0.57%-0.04%71.9%
Q4 202472$1.4B17.78%1.02%-0.01%70.5%
Q3 202475$1.4B18.00%0.81%-0.01%69.7%
Q2 202475$1.4B18.33%0.79%0.02%69.4%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.16%
97th
Problem loans0.63%
55th
Net charge-offs0.01%
100th
Return on assets0.52%
23rd
Loans to deposits81.4%
68th
Uninsured deposits16.1%
10th
Loan-loss reserves0.00%
50th
Texas ratio2.7%
80th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Suffolk Federal Credit UnionCredit union Medford, NY61 out of 100, Moderate$2.1B8.5%0.52%vs
Mid-Hudson Valley Federal Credit UnionCredit union Kingston, NY69 out of 100, Moderate$1.7B9.9%0.36%vs
Beginnings Credit UnionCredit union Ithaca, NY77 out of 100, Strong$1.5B14.0%0.69%vs
The Summit Federal Credit UnionCredit union Rochester, NY72 out of 100, Strong$1.5B11.3%0.34%vs
Quorum Federal Credit UnionCredit union Purchase, NY59 out of 100, Moderate$1.4B9.8%1.74%vs
Polish & Slavic Federal Credit UnionCredit union Brooklyn, NY73 out of 100, Strong$2.7B11.3%0.31%vs

Deposit insurance

Is my money safe at Self Reliance Financial Federal Credit Union?

Yes. Self Reliance Financial Federal Credit Union is a federally insured credit union (NCUA charter #7217). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.1% of shares and deposits ($276.4M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 17.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Self Reliance Financial Federal Credit Union lists 10 offices in 9 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Self Reliance Financial Federal Credit Union
Type
Federal credit union
NCUA charter #
7217
RSSD ID
602682
Primary regulator
NCUA
Established
1951
Headquarters
108 2nd Ave, New York, NY 10003
Employees
104

Quick answers

Self Reliance Financial Federal Credit Union: common questions

Is Self Reliance Financial Federal Credit Union NCUA insured?

Yes. Self Reliance Financial Federal Credit Union is a federally insured credit union (NCUA charter #7217). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Self Reliance Financial Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Self Reliance Financial Federal Credit Union have?

10 offices as of the latest NCUA data, in 3 states.

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