Side-by-side · Q2 2026 data
Honolulu Federal Credit Union vs Hawaii Federal Credit Union
Metric by metric
| Measure | Honolulu Federal Credit Union | Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 89 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 55 | 92 (stronger) |
| Earnings | 67 | 70 (stronger) |
| Funding & liquidity | 73 | 79 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 51st | 94th |
| Total assets | $423.3M | $104.0M |
| Deposits / shares | $365.3M | $86.5M |
| Capital ratio | 12.76% | 15.15% (stronger) |
| Problem loans | 1.36% | 0.23% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.83% |
| Return on assets | 1.17% | 1.25% (stronger) |
| Loans ÷ deposits | 87.1% | 81.6% (stronger) |
| Uninsured deposits | 9.3% (stronger) | 12.8% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii Federal Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Honolulu Federal Credit Union leads on 2 and Hawaii Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.