Side-by-side · Q2 2026 data
Honolulu Fire Department Federal Credit Union vs Kauai Ohana Federal Credit Union
Credit union
Honolulu Fire Department Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Honolulu Fire Department Federal Credit Union | Kauai Ohana Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 66 (stronger) | 36 |
| Loan quality | 67 | 80 (stronger) |
| Earnings | 46 (stronger) | 42 |
| Funding & liquidity | 90 | 98 (stronger) |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 36th | 26th |
| Total assets | $84.5M | $63.3M |
| Deposits / shares | $73.2M | $57.9M |
| Capital ratio | 11.62% (stronger) | 8.61% |
| Problem loans | 0.99% | 0.59% (stronger) |
| Net charge-offs | 0.77% | -0.13% (stronger) |
| Return on assets | 0.65% (stronger) | 0.55% |
| Loans ÷ deposits | 70.4% | 62.2% (stronger) |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Honolulu Fire Department Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Honolulu Fire Department Federal Credit Union leads on 3 and Kauai Ohana Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.