Side-by-side · Q2 2026 data
Honolulu Fire Department Federal Credit Union vs Waialua Federal Credit Union
Credit union
Honolulu Fire Department Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Honolulu Fire Department Federal Credit Union | Waialua Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 88 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 67 | 95 (stronger) |
| Earnings | 46 | 48 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 36th | 85th |
| Total assets | $84.5M | $47.4M |
| Deposits / shares | $73.2M | $39.0M |
| Capital ratio | 11.62% | 17.76% (stronger) |
| Problem loans | 0.99% | 0.16% (stronger) |
| Net charge-offs | 0.77% | -0.15% (stronger) |
| Return on assets | 0.65% | 0.70% (stronger) |
| Loans ÷ deposits | 70.4% | 48.2% (stronger) |
| Uninsured deposits | 8.1% | 1.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waialua Federal Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Honolulu Fire Department Federal Credit Union leads on 0 and Waialua Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.