Side-by-side · Q2 2026 data
Honor Bank vs 1st State Bank
Metric by metric
| Measure | Honor Bank | 1st State Bank |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 48 | 73 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 74 | 74 |
| Funding & liquidity | 65 (stronger) | 55 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 47th | 64th |
| Total assets | $442.7M | $490.1M |
| Deposits / shares | $384.1M | $428.8M |
| Capital ratio | 9.77% | 12.27% (stronger) |
| Problem loans | 0.32% (stronger) | 0.35% |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.34% | 1.35% (stronger) |
| Loans ÷ deposits | 92.2% | 74.2% (stronger) |
| Uninsured deposits | 17.5% (stronger) | 43.4% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
1st State Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Honor Bank leads on 3 and 1st State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.