The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 71).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Michigan

Yes. Honor Bank is an FDIC-insured institution (FDIC certificate #8165). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.5% of deposits ($67.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.77%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.60% (benchmark: 10%).

Check how much of your own balance is covered

Honor Bank lists 8 offices in 7 cities. Most locations:

• Traverse City, MI (2)
• Bear Lake, MI (1)
• Benzonia Township, MI (1)
• Buckley, MI (1)
• Copemish, MI (1)
• Honor, MI (1)
• Lake Ann Village, MI (1)

All branch addresses and map

In 2025, Honor Bank reported 118 home-loan applications under HMDA (LEI 98450089CFE04ED8C818): 80 originated ($28,520,000 total), 8 denied, and 30 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Honor Bank

Former names

The Honor State Bank

Type

State-chartered bank

FDIC certificate #

8165

RSSD ID

815147

Primary regulator

FDIC

Holding company

Honor Bcorp Inc

Established

June 15, 1917

Headquarters

2254 Henry St, Honor, MI 49640

Website

www.myhonorbank.com

Employees

75