TellerScore

Side-by-side · Q2 2026 data

Honor Bank vs Credit Union One

Bank

Honor Bank

Honor, Michigan · $100 million – $1 billion

71of 100
Strong

Credit union

Credit Union One

Ferndale, Michigan · $1 billion – $10 billion

76of 100
Strong

Metric by metric

MeasureHonor BankCredit Union One
TellerScore7176 (stronger)
Capital cushion4866 (stronger)
Loan quality89 (stronger)86
Earnings74 (stronger)67
Funding & liquidity6578 (stronger)
Problem-loan coverage95 (stronger)94
Peer percentile47th79th
Total assets$442.7M$1.8B
Deposits / shares$384.1M$1.6B
Capital ratio9.77%11.63% (stronger)
Problem loans0.32% (stronger)0.42%
Net charge-offs0.01% (stronger)0.32%
Return on assets1.34% (stronger)1.18%
Loans ÷ deposits92.2%82.5% (stronger)
Uninsured deposits17.5%5.9% (stronger)
Offices817
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)9.1%29.5%

Credit Union One has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Honor Bank leads on 3 and Credit Union One on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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