Side-by-side · Q2 2026 data
Honor Bank vs Lake Michigan Credit Union
Metric by metric
| Measure | Honor Bank | Lake Michigan Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 48 | 63 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 74 (stronger) | 67 |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 47th | 71st |
| Total assets | $442.7M | $17.3B |
| Deposits / shares | $384.1M | $14.7B |
| Capital ratio | 9.77% | 11.27% (stronger) |
| Problem loans | 0.32% (stronger) | 0.35% |
| Net charge-offs | 0.01% (stronger) | 0.16% |
| Return on assets | 1.34% (stronger) | 1.18% |
| Loans ÷ deposits | 92.2% (stronger) | 92.8% |
| Uninsured deposits | 17.5% (stronger) | 18.5% |
| Offices | 8 | 38 |
| CFPB complaints (3 yrs) | — | 155 |
| Complaints per $1B deposits | — | 10.5 |
| Mortgage denial rate (HMDA) | 9.1% | 7.3% |
Lake Michigan Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Honor Bank leads on 5 and Lake Michigan Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.