Side-by-side · Q2 2026 data
Honor Credit Union vs Community Choice Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Honor Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 72 (stronger) | 45 |
| Loan quality | 69 | 75 (stronger) |
| Earnings | 55 | 74 (stronger) |
| Funding & liquidity | 75 (stronger) | 72 |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 58th | 47th |
| Total assets | $1.9B | $2.1B |
| Deposits / shares | $1.6B | $1.8B |
| Capital ratio | 12.16% (stronger) | 9.52% |
| Problem loans | 0.92% | 0.75% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.62% |
| Return on assets | 0.87% | 1.35% (stronger) |
| Loans ÷ deposits | 84.8% (stronger) | 87.3% |
| Uninsured deposits | 9.6% (stronger) | 15.3% |
| Offices | 20 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
Honor Credit Union has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Honor Credit Union leads on 5 and Community Choice Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.