Side-by-side · Q2 2026 data
Hoosier Heartland State Bank vs Battery Employees Federal Credit Union
Credit union
Battery Employees Federal Credit Union
Attica, Indiana · Under $100 million in assets
Metric by metric
| Measure | Hoosier Heartland State Bank | Battery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 79 (stronger) | 12 |
| Earnings | 71 | 92 (stronger) |
| Funding & liquidity | 59 | 92 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 24th | 49th |
| Total assets | $356.3M | $847K |
| Deposits / shares | $327.3M | $597K |
| Capital ratio | 8.70% | 29.26% (stronger) |
| Problem loans | 0.63% (stronger) | 2.64% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.27% | 1.80% (stronger) |
| Loans ÷ deposits | 79.9% | 68.2% (stronger) |
| Uninsured deposits | 34.3% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Battery Employees Federal Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Hoosier Heartland State Bank leads on 2 and Battery Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.