Side-by-side · Q2 2026 data
Hoosier Heartland State Bank vs Industrial Federal Credit Union
Metric by metric
| Measure | Hoosier Heartland State Bank | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 37 | 42 (stronger) |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 71 | 76 (stronger) |
| Funding & liquidity | 59 | 82 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 24th | 54th |
| Total assets | $356.3M | $356.1M |
| Deposits / shares | $327.3M | $320.0M |
| Capital ratio | 8.70% | 9.22% (stronger) |
| Problem loans | 0.63% | 0.41% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.42% |
| Return on assets | 1.27% | 1.40% (stronger) |
| Loans ÷ deposits | 79.9% | 78.0% (stronger) |
| Uninsured deposits | 34.3% | 2.9% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Industrial Federal Credit Union has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Hoosier Heartland State Bank leads on 1 and Industrial Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.