Side-by-side · Q2 2026 data
Hope Federal Credit Union vs U S Employees Federal Credit Union
Credit union
Hope Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Credit union
U S Employees Federal Credit Union
Fairmont, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Hope Federal Credit Union | U S Employees Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 27 |
| Loan quality | 87 (stronger) | 2 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 87th | 1st |
| Total assets | $43.3M | $526K |
| Deposits / shares | $34.7M | $484K |
| Capital ratio | 19.89% (stronger) | 7.73% |
| Problem loans | 0.38% (stronger) | 2.94% |
| Net charge-offs | 0.22% | 0.00% (stronger) |
| Return on assets | 1.04% (stronger) | -4.00% |
| Loans ÷ deposits | 56.8% | 23.6% (stronger) |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hope Federal Credit Union has the higher TellerScore (89 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Hope Federal Credit Union leads on 4 and U S Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.