Side-by-side · Q2 2026 data
Hope Federal Credit Union vs United Hospital Center Federal Credit Union
Credit union
Hope Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Credit union
United Hospital Center Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Hope Federal Credit Union | United Hospital Center Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 35 |
| Earnings | 62 (stronger) | 61 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 87th | 49th |
| Total assets | $43.3M | $13.2M |
| Deposits / shares | $34.7M | $10.3M |
| Capital ratio | 19.89% | 22.36% (stronger) |
| Problem loans | 0.38% (stronger) | 1.95% |
| Net charge-offs | 0.22% (stronger) | 8.55% |
| Return on assets | 1.04% (stronger) | 1.02% |
| Loans ÷ deposits | 56.8% (stronger) | 59.2% |
| Uninsured deposits | 3.4% | 3.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hope Federal Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Hope Federal Credit Union leads on 5 and United Hospital Center Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.