Side-by-side · Q2 2026 data
Hopewell Federal Credit Union vs Ohio Educational Credit Union
Metric by metric
| Measure | Hopewell Federal Credit Union | Ohio Educational Credit Union |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 31 | 34 (stronger) |
| Loan quality | 78 | 94 (stronger) |
| Earnings | 53 (stronger) | 40 |
| Funding & liquidity | 85 (stronger) | 84 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 24th | 31st |
| Total assets | $167.9M | $156.5M |
| Deposits / shares | $153.4M | $140.9M |
| Capital ratio | 8.09% | 8.36% (stronger) |
| Problem loans | 0.67% | 0.18% (stronger) |
| Net charge-offs | 0.30% | -0.08% (stronger) |
| Return on assets | 0.83% (stronger) | 0.49% |
| Loans ÷ deposits | 75.7% (stronger) | 76.6% |
| Uninsured deposits | 8.2% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Ohio Educational Credit Union has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hopewell Federal Credit Union leads on 2 and Ohio Educational Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.