TellerScore

Headquartered in Heath, Ohio, Hopewell Federal Credit Union is a federal credit union with $167.9M in total assets and $153.4M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1962.

Based on its Q2 2026 filing, Hopewell Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 24% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 143rd. Its strongest component is problem-loan coverage (89/100; 5.7%), and its lowest is capital cushion (31/100; 8.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion31/100
Net worth ratio: 8.09%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.67%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity85/100
Loans ÷ shares: 75.7% · 8.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (63 → 61), mostly because the loan quality component weakened by 10 points.

TellerScore
616365Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202462
Q4 202462
Q1 202565
Q2 202563
Q3 202562
Q4 202564
Q1 202665
Q2 202661
Net worth ratio
7.00%7.54%8.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.52%
Q3 20247.58%
Q4 20247.48%
Q1 20257.48%
Q2 20257.55%
Q3 20257.82%
Q4 20257.78%
Q1 20267.86%
Q2 20268.09%
Delinquent loans (60+ days)
0.08%0.37%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.19%
Q4 20240.16%
Q1 20250.10%
Q2 20250.36%
Q3 20250.56%
Q4 20250.41%
Q1 20260.28%
Q2 20260.67%
Return on assets
0.41%0.65%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.48%
Q4 20240.46%
Q1 20250.74%
Q2 20250.73%
Q3 20250.88%
Q4 20250.90%
Q1 20260.85%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$167.9M8.09%0.67%0.83%75.7%
Q1 202665$168.6M7.86%0.28%0.85%71.7%
Q4 202564$165.9M7.78%0.41%0.90%72.2%
Q3 202562$159.4M7.82%0.56%0.88%72.7%
Q2 202563$158.9M7.55%0.36%0.73%69.9%
Q1 202565$156.4M7.48%0.10%0.74%68.6%
Q4 202462$152.6M7.48%0.16%0.46%69.5%
Q3 202462$148.5M7.58%0.19%0.48%70.1%
Q2 202463$146.6M7.52%0.08%0.41%68.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.09%
4th
Problem loans0.67%
51st
Net charge-offs0.30%
57th
Return on assets0.83%
56th
Loans to deposits75.7%
50th
Uninsured deposits8.2%
28th
Loan-loss reserves0.00%
50th
Texas ratio5.7%
33rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Buckeye State Credit UnionCredit union Akron, OH67 out of 100, Moderate$166.5M10.3%0.47%vs
Best Reward Federal Credit UnionCredit union Brook Park, OH76 out of 100, Strong$163.4M15.5%1.56%vs
Trupartner Credit UnionCredit union Cincinnati, OH55 out of 100, Moderate$162.7M11.2%2.34%vs
Code Credit UnionCredit union Dayton, OH71 out of 100, Strong$175.7M12.1%0.98%vs
Bfg Federal Credit UnionCredit union Akron, OH73 out of 100, Strong$159.6M12.8%0.23%vs
Ohio Educational Credit UnionCredit union Cleveland, OH64 out of 100, Moderate$156.5M8.4%0.18%vs

Deposit insurance

Is my money safe at Hopewell Federal Credit Union?

Yes. Hopewell Federal Credit Union is a federally insured credit union (NCUA charter #15307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.2% of shares and deposits ($12.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.09%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Hopewell Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Hopewell Federal Credit Union reported 180 home-loan applications under HMDA (LEI 549300J1IQXJ1CSCCU16): 122 originated ($7,940,000 total), 39 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Hopewell Federal Credit Union
Type
Federal credit union
NCUA charter #
15307
RSSD ID
131780
Primary regulator
NCUA
Established
1962
Headquarters
PO Box 2157, Heath, OH 43056
Employees
40

Quick answers

Hopewell Federal Credit Union: common questions

Is Hopewell Federal Credit Union NCUA insured?

Yes. Hopewell Federal Credit Union is a federally insured credit union (NCUA charter #15307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hopewell Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hopewell Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Heath

InstitutionScoreAssetsCapitalProblem loansCompare
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
The Waterford Commercial and Savings BankBank Waterford, OH83 out of 100, Strong$60.0M13.6%0.09%vs
Genesis Employees Credit UnionCredit union Zanesville, OH80 out of 100, Strong$22.2M14.4%1.61%vs
The Home Loan Savings BankBank Coshocton, OH77 out of 100, Strong$386.7M11.7%0.58%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs