Side-by-side · Q2 2026 data
Horatio State Bank vs First State Bank of DeQueen
Metric by metric
| Measure | Horatio State Bank | First State Bank of DeQueen |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 70 (stronger) | 35 |
| Loan quality | 61 (stronger) | 59 |
| Earnings | 68 | 81 (stronger) |
| Funding & liquidity | 66 | 97 (stronger) |
| Problem-loan coverage | 83 (stronger) | 81 |
| Peer percentile | 37th | 26th |
| Total assets | $311.5M | $525.1M |
| Deposits / shares | $275.5M | $463.6M |
| Capital ratio | 12.03% (stronger) | 8.54% |
| Problem loans | 1.18% (stronger) | 1.23% |
| Net charge-offs | 0.53% | 0.08% (stronger) |
| Return on assets | 1.20% | 1.52% (stronger) |
| Loans ÷ deposits | 94.0% | 63.0% (stronger) |
| Uninsured deposits | 13.7% | 4.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Horatio State Bank has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Horatio State Bank leads on 3 and First State Bank of DeQueen on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.