Side-by-side · Q2 2026 data
Horicon Bank vs Peoples State Bank
Metric by metric
| Measure | Horicon Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 56 |
| Capital cushion | 47 | 52 (stronger) |
| Loan quality | 69 (stronger) | 53 |
| Earnings | 77 (stronger) | 64 |
| Funding & liquidity | 52 (stronger) | 45 |
| Problem-loan coverage | 86 (stronger) | 79 |
| Peer percentile | 30th | 15th |
| Total assets | $1.7B | $1.5B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 9.72% | 10.17% (stronger) |
| Problem loans | 0.93% (stronger) | 1.40% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.10% |
| Loans ÷ deposits | 95.5% | 95.4% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 33.2% |
| Offices | 19 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 11.4% |
Horicon Bank has the higher TellerScore (63 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Horicon Bank leads on 4 and Peoples State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.