Side-by-side · Q2 2026 data
Horizon Bank vs University of Nebraska Federal Credit Union
Credit union
University of Nebraska Federal Credit Union
Lincoln, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Horizon Bank | University of Nebraska Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 90 (stronger) | 57 |
| Loan quality | 85 (stronger) | 64 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 91st | 34th |
| Total assets | $574.3M | $131.3M |
| Deposits / shares | $474.9M | $117.2M |
| Capital ratio | 13.96% (stronger) | 10.72% |
| Problem loans | 0.46% (stronger) | 1.09% |
| Net charge-offs | 0.05% (stronger) | 0.20% |
| Return on assets | 2.95% (stronger) | 0.53% |
| Loans ÷ deposits | 84.0% | 54.6% (stronger) |
| Uninsured deposits | 30.8% | 2.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Horizon Bank has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 5 and University of Nebraska Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.