University of Nebraska Federal Credit Union is a federal credit union headquartered in Lincoln, Nebraska, in business for about 89 years. At the end of Q2 2026 it reported $131.3M in total assets and $117.2M in member shares and deposits, with 2 offices.
University of Nebraska Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 32nd. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 2% uninsured); earnings contributes the least (41/100, 0.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (67 → 65), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 72 |
| Q4 2024 | 69 |
| Q1 2025 | 67 |
| Q2 2025 | 67 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 66 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.32% |
| Q3 2024 | 9.67% |
| Q4 2024 | 9.65% |
| Q1 2025 | 9.61% |
| Q2 2025 | 9.97% |
| Q3 2025 | 10.38% |
| Q4 2025 | 10.49% |
| Q1 2026 | 10.52% |
| Q2 2026 | 10.72% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.98% |
| Q3 2025 | 0.80% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $131.3M | 10.72% | 1.09% | 0.53% | 54.6% |
| Q1 2026 | 66 | $132.8M | 10.52% | 1.06% | 0.70% | 52.7% |
| Q4 2025 | 67 | $130.9M | 10.49% | 1.13% | 0.81% | 53.0% |
| Q3 2025 | 69 | $129.8M | 10.38% | 0.80% | 0.82% | 54.1% |
| Q2 2025 | 67 | $132.8M | 9.97% | 0.98% | 0.86% | 52.6% |
| Q1 2025 | 67 | $134.5M | 9.61% | 0.77% | 0.76% | 52.1% |
| Q4 2024 | 69 | $131.3M | 9.65% | 0.88% | 1.09% | 53.8% |
| Q3 2024 | 72 | $127.8M | 9.67% | 0.62% | 1.17% | 55.2% |
| Q2 2024 | 72 | $129.6M | 9.32% | 0.56% | 1.30% | 53.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mutual First Federal Credit UnionCredit union Omaha, NE | 38 out of 100, Low | $124.8M | 8.0% | 2.17% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |
| Trius Federal Credit UnionCredit union Kearney, NE | 58 out of 100, Moderate | $152.3M | 10.6% | 1.32% | vs |
| Membersown Credit UnionCredit union Lincoln, NE | 80 out of 100, Strong | $109.3M | 14.1% | 0.91% | vs |
| Onenebraska Federal Credit UnionCredit union Columbus, NE | 60 out of 100, Moderate | $106.5M | 10.7% | 1.04% | vs |
| Archer CooperativeCredit union Archer, NE | 65 out of 100, Moderate | $102.7M | 10.6% | 0.85% | vs |
Deposit insurance
Is my money safe at University of Nebraska Federal Credit Union?
Yes. University of Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #2384). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.1% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
University of Nebraska Federal Credit Union lists 2 offices in 1 city. Most locations:
- Lincoln, NE (2)
HMDA 2025
Mortgage lending
In 2025, University of Nebraska Federal Credit Union reported 57 home-loan applications under HMDA (LEI 254900SU3S0JP7BKS840): 57 originated ($4,155,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- University of Nebraska Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2384
- RSSD ID
- 731975
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- PO Box 82847, Lincoln, NE 68501
- Employees
- 40
Quick answers
University of Nebraska Federal Credit Union: common questions
Is University of Nebraska Federal Credit Union NCUA insured?
Yes. University of Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #2384). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is University of Nebraska Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does University of Nebraska Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lincoln
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| Nebraska State Employees Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $36.8M | 14.0% | 0.11% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| Cattle Bank and TrustBank Seward, NE | 87 out of 100, Very strong | $421.9M | 12.9% | 0.08% | vs |
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |