TellerScore

University of Nebraska Federal Credit Union is a federal credit union headquartered in Lincoln, Nebraska, in business for about 89 years. At the end of Q2 2026 it reported $131.3M in total assets and $117.2M in member shares and deposits, with 2 offices.

University of Nebraska Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 32nd. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 2% uninsured); earnings contributes the least (41/100, 0.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.72%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity100/100
Loans ÷ shares: 54.6% · 2.1% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (67 → 65), mostly because the earnings component weakened by 14 points.

TellerScore
656972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202472
Q4 202469
Q1 202567
Q2 202567
Q3 202569
Q4 202567
Q1 202666
Q2 202665
Net worth ratio
7.00%8.86%10.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.32%
Q3 20249.67%
Q4 20249.65%
Q1 20259.61%
Q2 20259.97%
Q3 202510.38%
Q4 202510.49%
Q1 202610.52%
Q2 202610.72%
Delinquent loans (60+ days)
0.56%0.84%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.62%
Q4 20240.88%
Q1 20250.77%
Q2 20250.98%
Q3 20250.80%
Q4 20251.13%
Q1 20261.06%
Q2 20261.09%
Return on assets
0.53%0.91%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.30%
Q3 20241.17%
Q4 20241.09%
Q1 20250.76%
Q2 20250.86%
Q3 20250.82%
Q4 20250.81%
Q1 20260.70%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$131.3M10.72%1.09%0.53%54.6%
Q1 202666$132.8M10.52%1.06%0.70%52.7%
Q4 202567$130.9M10.49%1.13%0.81%53.0%
Q3 202569$129.8M10.38%0.80%0.82%54.1%
Q2 202567$132.8M9.97%0.98%0.86%52.6%
Q1 202567$134.5M9.61%0.77%0.76%52.1%
Q4 202469$131.3M9.65%0.88%1.09%53.8%
Q3 202472$127.8M9.67%0.62%1.17%55.2%
Q2 202472$129.6M9.32%0.56%1.30%53.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.72%
39th
Problem loans1.09%
26th
Net charge-offs0.20%
71st
Return on assets0.53%
33rd
Loans to deposits54.6%
86th
Uninsured deposits2.1%
89th
Loan-loss reserves0.00%
50th
Texas ratio5.2%
37th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs
Membersown Credit UnionCredit union Lincoln, NE80 out of 100, Strong$109.3M14.1%0.91%vs
Onenebraska Federal Credit UnionCredit union Columbus, NE60 out of 100, Moderate$106.5M10.7%1.04%vs
Archer CooperativeCredit union Archer, NE65 out of 100, Moderate$102.7M10.6%0.85%vs

Deposit insurance

Is my money safe at University of Nebraska Federal Credit Union?

Yes. University of Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #2384). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.1% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

University of Nebraska Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, University of Nebraska Federal Credit Union reported 57 home-loan applications under HMDA (LEI 254900SU3S0JP7BKS840): 57 originated ($4,155,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
University of Nebraska Federal Credit Union
Type
Federal credit union
NCUA charter #
2384
RSSD ID
731975
Primary regulator
NCUA
Established
1937
Headquarters
PO Box 82847, Lincoln, NE 68501
Employees
40

Quick answers

University of Nebraska Federal Credit Union: common questions

Is University of Nebraska Federal Credit Union NCUA insured?

Yes. University of Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #2384). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is University of Nebraska Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does University of Nebraska Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lincoln

InstitutionScoreAssetsCapitalProblem loansCompare
CerescoBankBank Ceresco, NE92 out of 100, Very strong$81.3M13.9%0.06%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Cattle Bank and TrustBank Seward, NE87 out of 100, Very strong$421.9M12.9%0.08%vs
Horizon BankBank Waverly, NE87 out of 100, Very strong$574.3M14.0%0.46%vs