Side-by-side · Q2 2026 data
Horizon Bank vs 1st Source Bank
Metric by metric
| Measure | Horizon Bank | 1st Source Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 55 | 87 (stronger) |
| Loan quality | 77 (stronger) | 67 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 22 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 66th | 77th |
| Total assets | $6.5B | $9.3B |
| Deposits / shares | $5.5B | $7.4B |
| Capital ratio | 10.52% | 13.72% (stronger) |
| Problem loans | 0.70% (stronger) | 0.99% |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 1.75% | 1.99% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 95.0% |
| Uninsured deposits | 26.2% (stronger) | 53.8% |
| Offices | 74 | 76 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | 19.3% |
1st Source Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 4 and 1st Source Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.