Side-by-side · Q2 2026 data
Horizon Bank vs First Internet Bank of Indiana
Metric by metric
| Measure | Horizon Bank | First Internet Bank of Indiana |
|---|---|---|
| TellerScore | 72 (stronger) | 42 |
| Capital cushion | 55 (stronger) | 26 |
| Loan quality | 77 (stronger) | 48 |
| Earnings | 90 (stronger) | 33 |
| Funding & liquidity | 58 (stronger) | 57 |
| Problem-loan coverage | 91 (stronger) | 74 |
| Peer percentile | 66th | 3rd |
| Total assets | $6.5B | $5.5B |
| Deposits / shares | $5.5B | $4.8B |
| Capital ratio | 10.52% (stronger) | 7.57% |
| Problem loans | 0.70% (stronger) | 1.56% |
| Net charge-offs | 0.05% (stronger) | 1.70% |
| Return on assets | 1.75% (stronger) | 0.32% |
| Loans ÷ deposits | 89.7% | 78.6% (stronger) |
| Uninsured deposits | 26.2% (stronger) | 36.9% |
| Offices | 74 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Horizon Bank has the higher TellerScore (72 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 6 and First Internet Bank of Indiana on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.