First Internet Bank of Indiana is a state-chartered bank headquartered in Fishers, Indiana, in business for about 28 years. At the end of Q2 2026 it reported $5.5B in total assets and $4.8B in deposits, with 2 offices.
Based on its Q2 2026 filing, First Internet Bank of Indiana scores 42/100, which we describe as below average. That is higher than only 3% of 897 banks with $1 billion – $10 billion. Among 88 banks headquartered in Indiana, it ranks 85th. Its strongest component is problem-loan coverage (74/100; 13.2%), and its lowest is capital cushion (26/100; 7.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (48 → 42), mostly because the loan quality component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 59 |
| Q4 2024 | 56 |
| Q1 2025 | 51 |
| Q2 2025 | 48 |
| Q3 2025 | 37 |
| Q4 2025 | 36 |
| Q1 2026 | 42 |
| Q2 2026 | 42 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.77% |
| Q3 2024 | 8.53% |
| Q4 2024 | 8.23% |
| Q1 2025 | 8.18% |
| Q2 2025 | 7.93% |
| Q3 2025 | 6.89% |
| Q4 2025 | 7.53% |
| Q1 2026 | 7.53% |
| Q2 2026 | 7.57% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.97% |
| Q3 2025 | 1.42% |
| Q4 2025 | 1.52% |
| Q1 2026 | 1.61% |
| Q2 2026 | 1.56% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.14% |
| Q3 2025 | -0.83% |
| Q4 2025 | -0.50% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 42 | $5.5B | 7.57% | 1.56% | 0.32% | 78.6% |
| Q1 2026 | 42 | $5.7B | 7.53% | 1.61% | 0.32% | 75.6% |
| Q4 2025 | 36 | $5.5B | 7.53% | 1.52% | -0.50% | 78.3% |
| Q3 2025 | 37 | $5.6B | 6.89% | 1.42% | -0.83% | 74.7% |
| Q2 2025 | 48 | $6.0B | 7.93% | 0.97% | 0.14% | 83.6% |
| Q1 2025 | 51 | $5.8B | 8.18% | 0.80% | 0.20% | 85.5% |
| Q4 2024 | 56 | $5.7B | 8.23% | 0.67% | 0.58% | 84.5% |
| Q3 2024 | 59 | $5.8B | 8.53% | 0.55% | 0.56% | 83.7% |
| Q2 2024 | 60 | $5.3B | 8.77% | 0.33% | 0.53% | 91.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Financial Bank, National AssociationBank Terre Haute, IN | 68 out of 100, Moderate | $6.2B | 10.4% | 0.61% | vs |
| United Fidelity Bank, fsbBank Evansville, IN | 64 out of 100, Moderate | $6.5B | 10.2% | 0.49% | vs |
| Horizon BankBank Michigan City, IN | 72 out of 100, Strong | $6.5B | 10.5% | 0.70% | vs |
| Lake City BankBank Warsaw, IN | 73 out of 100, Strong | $7.2B | 11.9% | 0.36% | vs |
| First Farmers Bank & Trust Co.Bank Converse, IN | 67 out of 100, Moderate | $3.5B | 10.1% | 1.00% | vs |
| STAR Financial BankBank Fort Wayne, IN | 68 out of 100, Moderate | $3.2B | 10.3% | 0.46% | vs |
Deposit insurance
Is my money safe at First Internet Bank of Indiana?
Yes. First Internet Bank of Indiana is an FDIC-insured institution (FDIC certificate #34607). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.9% of deposits ($1.8B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.57%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.09% (benchmark: 10%).
HMDA 2025
Mortgage lending
In 2025, First Internet Bank of Indiana reported 0 home-loan applications under HMDA (LEI 549300B81YWV4GBENI49): 0 originated ($0 total), 0 denied, and 0 withdrawn or closed by the applicant.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Internet Bank of Indiana
- Type
- State-chartered bank
- FDIC certificate #
- 34607
- RSSD ID
- 2758613
- Primary regulator
- FDIC
- Holding company
- First Internet Bcorp
- Established
- December 28, 1998
- Headquarters
- 8701 E 116th St, Fishers, IN 46038
- Website
- www.firstib.com
- Employees
- 377
Quick answers
First Internet Bank of Indiana: common questions
Is First Internet Bank of Indiana FDIC insured?
Yes. First Internet Bank of Indiana is an FDIC-insured institution (FDIC certificate #34607). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Internet Bank of Indiana's TellerScore?
42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Internet Bank of Indiana ever failed?
There is no failure record for FDIC certificate #34607 in the FDIC failed bank list.
How many branches does First Internet Bank of Indiana have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fishers
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |