Side-by-side · Q2 2026 data
Horizon Bank vs Generations Federal Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Horizon Bank | Generations Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 55 | 94 (stronger) |
| Loan quality | 77 | 80 (stronger) |
| Earnings | 90 (stronger) | 79 |
| Funding & liquidity | 58 | 95 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 66th | 85th |
| Total assets | $6.5B | $12.2M |
| Deposits / shares | $5.5B | $10.4M |
| Capital ratio | 10.52% | 14.37% (stronger) |
| Problem loans | 0.70% | 0.59% (stronger) |
| Net charge-offs | 0.05% | -0.02% (stronger) |
| Return on assets | 1.75% (stronger) | 1.47% |
| Loans ÷ deposits | 89.7% | 65.2% (stronger) |
| Uninsured deposits | 26.2% | 0.0% (stronger) |
| Offices | 74 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 1 and Generations Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.