Side-by-side · Q2 2026 data
Horizon Bank vs Huron Community Bank
Metric by metric
| Measure | Horizon Bank | Huron Community Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 55 (stronger) | 41 |
| Loan quality | 77 | 89 (stronger) |
| Earnings | 90 (stronger) | 44 |
| Funding & liquidity | 58 | 78 (stronger) |
| Problem-loan coverage | 91 (stronger) | 76 |
| Peer percentile | 66th | 24th |
| Total assets | $6.5B | $323.3M |
| Deposits / shares | $5.5B | $268.7M |
| Capital ratio | 10.52% (stronger) | 9.12% |
| Problem loans | 0.70% | 0.33% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.75% (stronger) | 0.61% |
| Loans ÷ deposits | 89.7% | 72.7% (stronger) |
| Uninsured deposits | 26.2% | 24.2% (stronger) |
| Offices | 74 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | — |
Horizon Bank has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Horizon Bank leads on 3 and Huron Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Au Gres, MI