Side-by-side · Q2 2026 data
Horizon Credit Union vs City Credit Union
Metric by metric
| Measure | Horizon Credit Union | City Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 68 | 69 (stronger) |
| Loan quality | 72 (stronger) | 37 |
| Earnings | 34 | 45 (stronger) |
| Funding & liquidity | 89 | 93 (stronger) |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 36th | 23rd |
| Total assets | $58.8M | $65.5M |
| Deposits / shares | $51.3M | $56.6M |
| Capital ratio | 11.83% | 11.93% (stronger) |
| Problem loans | 0.84% (stronger) | 1.90% |
| Net charge-offs | 0.40% (stronger) | 0.75% |
| Return on assets | 0.34% | 0.62% (stronger) |
| Loans ÷ deposits | 70.8% | 67.4% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 9.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 4 and City Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.