Side-by-side · Q2 2026 data
Horizon Credit Union vs Joplin Metro Credit Union
Metric by metric
| Measure | Horizon Credit Union | Joplin Metro Credit Union |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 72 | 74 (stronger) |
| Earnings | 34 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 72 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 36th | 87th |
| Total assets | $58.8M | $57.8M |
| Deposits / shares | $51.3M | $47.3M |
| Capital ratio | 11.83% | 17.73% (stronger) |
| Problem loans | 0.84% | 0.78% (stronger) |
| Net charge-offs | 0.40% | 0.25% (stronger) |
| Return on assets | 0.34% | 2.06% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 88.5% |
| Uninsured deposits | 5.4% | 0.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Joplin Metro Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 1 and Joplin Metro Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.