Side-by-side · Q2 2026 data
Horizon Credit Union vs Kitsap Credit Union
Metric by metric
| Measure | Horizon Credit Union | Kitsap Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 81 (stronger) | 33 |
| Loan quality | 91 (stronger) | 74 |
| Earnings | 46 (stronger) | 33 |
| Funding & liquidity | 61 | 72 (stronger) |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 75th | 11th |
| Total assets | $2.0B | $2.5B |
| Deposits / shares | $1.6B | $2.3B |
| Capital ratio | 13.08% (stronger) | 8.33% |
| Problem loans | 0.27% (stronger) | 0.79% |
| Net charge-offs | 0.48% (stronger) | 1.35% |
| Return on assets | 0.64% (stronger) | 0.32% |
| Loans ÷ deposits | 98.9% | 88.7% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 8.5% |
| Offices | 27 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.9% |
Horizon Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 6 and Kitsap Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.