Side-by-side · Q2 2026 data
Horizon Credit Union vs Seattle Metropolitan Credit Union
Metric by metric
| Measure | Horizon Credit Union | Seattle Metropolitan Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 81 (stronger) | 65 |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 46 (stronger) | 21 |
| Funding & liquidity | 61 (stronger) | 53 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 75th | 25th |
| Total assets | $2.0B | $1.2B |
| Deposits / shares | $1.6B | $921.1M |
| Capital ratio | 13.08% (stronger) | 11.50% |
| Problem loans | 0.27% (stronger) | 0.63% |
| Net charge-offs | 0.48% (stronger) | 1.06% |
| Return on assets | 0.64% (stronger) | 0.04% |
| Loans ÷ deposits | 98.9% (stronger) | 107.3% |
| Uninsured deposits | 8.1% (stronger) | 14.6% |
| Offices | 27 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 47.9% |
Horizon Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Horizon Credit Union leads on 7 and Seattle Metropolitan Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.