Side-by-side · Q2 2026 data
Houston Federal Credit Union vs P.I.E. Credit Union
Metric by metric
| Measure | Houston Federal Credit Union | P.I.E. Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 37 | 85 (stronger) |
| Funding & liquidity | 98 (stronger) | 81 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 41st | 85th |
| Total assets | $952.0M | $11.8M |
| Deposits / shares | $850.3M | $8.9M |
| Capital ratio | 9.88% | 23.88% (stronger) |
| Problem loans | 0.49% (stronger) | 0.71% |
| Net charge-offs | 0.72% | -0.00% (stronger) |
| Return on assets | 0.43% | 1.62% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 79.7% |
| Uninsured deposits | 9.5% | 5.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.8% | — |
P.I.E. Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Houston Federal Credit Union leads on 2 and P.I.E. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.