Side-by-side · Q2 2026 data
Houston Highway Credit Union vs Star Financial Credit Union
Metric by metric
| Measure | Houston Highway Credit Union | Star Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 59 | 60 (stronger) |
| Loan quality | 62 | 87 (stronger) |
| Earnings | 35 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 28th | 40th |
| Total assets | $48.4M | $48.8M |
| Deposits / shares | $42.0M | $43.1M |
| Capital ratio | 10.92% | 10.99% (stronger) |
| Problem loans | 1.14% | 0.40% (stronger) |
| Net charge-offs | 0.32% (stronger) | 2.05% |
| Return on assets | 0.39% (stronger) | 0.17% |
| Loans ÷ deposits | 52.1% | 51.8% (stronger) |
| Uninsured deposits | 9.4% | 1.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star Financial Credit Union has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Houston Highway Credit Union leads on 2 and Star Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.