Side-by-side · Q2 2026 data
Houston Highway Credit Union vs Trans Texas Southwest Credit Union
Credit union
Trans Texas Southwest Credit Union
San Angelo, Texas · Under $100 million in assets
Metric by metric
| Measure | Houston Highway Credit Union | Trans Texas Southwest Credit Union |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 59 | 83 (stronger) |
| Loan quality | 62 | 82 (stronger) |
| Earnings | 35 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 28th | 57th |
| Total assets | $48.4M | $51.0M |
| Deposits / shares | $42.0M | $44.1M |
| Capital ratio | 10.92% | 13.33% (stronger) |
| Problem loans | 1.14% | 0.54% (stronger) |
| Net charge-offs | 0.32% | 0.11% (stronger) |
| Return on assets | 0.39% | 0.67% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 77.7% |
| Uninsured deposits | 9.4% | 2.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trans Texas Southwest Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Houston Highway Credit Union leads on 1 and Trans Texas Southwest Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.