TellerScore

Headquartered in San Angelo, Texas, Trans Texas Southwest Credit Union is a federally insured state-chartered credit union with $51.0M in total assets and $44.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1954.

Trans Texas Southwest Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 148th. Problem-loan coverage contributes the most (94/100, 2.9%); earnings contributes the least (47/100, 0.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.33%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.54%
Earnings47/100
Return on assets (annualized): 0.67%
Funding & liquidity83/100
Loans ÷ shares: 77.7% · 2.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

TellerScore
727578Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202474
Q4 202472
Q1 202577
Q2 202577
Q3 202576
Q4 202576
Q1 202678
Q2 202677
Net worth ratio
7.00%10.16%13.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.40%
Q3 202412.41%
Q4 202412.57%
Q1 202512.49%
Q2 202512.51%
Q3 202512.51%
Q4 202512.79%
Q1 202613.18%
Q2 202613.33%
Delinquent loans (60+ days)
0.15%0.39%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.36%
Q4 20240.62%
Q1 20250.20%
Q2 20250.15%
Q3 20250.30%
Q4 20250.40%
Q1 20260.31%
Q2 20260.54%
Return on assets
0.54%0.61%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.54%
Q3 20240.58%
Q4 20240.58%
Q1 20250.68%
Q2 20250.66%
Q3 20250.63%
Q4 20250.64%
Q1 20260.59%
Q2 20260.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$51.0M13.33%0.54%0.67%77.7%
Q1 202678$50.9M13.18%0.31%0.59%78.1%
Q4 202576$51.8M12.79%0.40%0.64%79.1%
Q3 202576$52.3M12.51%0.30%0.63%77.8%
Q2 202577$51.7M12.51%0.15%0.66%79.7%
Q1 202577$51.1M12.49%0.20%0.68%81.2%
Q4 202472$50.1M12.57%0.62%0.58%82.6%
Q3 202474$50.2M12.41%0.36%0.58%83.9%
Q2 202473$49.6M12.40%0.46%0.54%85.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.33%
42nd
Problem loans0.54%
57th
Net charge-offs0.11%
56th
Return on assets0.67%
51st
Loans to deposits77.7%
22nd
Uninsured deposits2.4%
41st
Loan-loss reserves0.00%
37th
Texas ratio2.9%
44th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Lubrizol Employees' Credit UnionCredit union Deer Park, TX86 out of 100, Very strong$51.2M18.8%0.44%vs
Caprock Santa Fe Credit UnionCredit union Slaton, TX85 out of 100, Very strong$51.5M41.7%1.77%vs
Highway District 21 Federal Credit UnionCredit union McAllen, TX95 out of 100, Very strong$51.6M23.1%0.23%vs
Star Financial Credit UnionCredit union Corpus Christi, TX70 out of 100, Strong$48.8M11.0%0.40%vs
Houston Highway Credit UnionCredit union Houston, TX64 out of 100, Moderate$48.4M10.9%1.14%vs
Walker County Federal Credit UnionCredit union Huntsville, TX85 out of 100, Very strong$54.3M16.5%0.57%vs

Deposit insurance

Is my money safe at Trans Texas Southwest Credit Union?

Yes. Trans Texas Southwest Credit Union is a federally insured credit union (NCUA charter #67835). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($1.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Trans Texas Southwest Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Trans Texas Southwest Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67835
RSSD ID
982599
Primary regulator
State + NCUA
Established
1954
Headquarters
3401 Loop 306, San Angelo, TX 76904
Employees
16

Quick answers

Trans Texas Southwest Credit Union: common questions

Is Trans Texas Southwest Credit Union NCUA insured?

Yes. Trans Texas Southwest Credit Union is a federally insured credit union (NCUA charter #67835). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Trans Texas Southwest Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Trans Texas Southwest Credit Union have?

2 offices as of the latest NCUA data.