Side-by-side · Q2 2026 data
Houston Police Federal Credit Union vs Fivepoint Credit Union
Metric by metric
| Measure | Houston Police Federal Credit Union | Fivepoint Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 65 (stronger) | 38 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 96th | 17th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $879.8M | $1.0B |
| Capital ratio | 16.42% (stronger) | 8.78% |
| Problem loans | 0.70% (stronger) | 0.76% |
| Net charge-offs | 0.96% | 0.76% (stronger) |
| Return on assets | 1.12% (stronger) | 0.45% |
| Loans ÷ deposits | 53.5% (stronger) | 88.5% |
| Uninsured deposits | 4.3% (stronger) | 5.9% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
Houston Police Federal Credit Union has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Houston Police Federal Credit Union leads on 6 and Fivepoint Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.