Headquartered in Houston, Texas, Houston Police Federal Credit Union is a federal credit union with $1.0B in total assets and $879.8M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1937.
Houston Police Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 454 credit unions with $1 billion – $10 billion. Among 380 credit unions headquartered in Texas, it ranks 55th. Capital cushion contributes the most (100/100, 16.42%); earnings contributes the least (65/100, 1.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 87).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 85 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 88 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.52% |
| Q3 2024 | 16.40% |
| Q4 2024 | 16.45% |
| Q1 2025 | 16.24% |
| Q2 2025 | 16.32% |
| Q3 2025 | 16.58% |
| Q4 2025 | 16.28% |
| Q1 2026 | 16.38% |
| Q2 2026 | 16.42% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.50% |
| Q2 2026 | 0.70% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 0.77% |
| Q4 2024 | 0.76% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.86% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.00% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $1.0B | 16.42% | 0.70% | 1.12% | 53.5% |
| Q1 2026 | 88 | $999.5M | 16.38% | 0.50% | 1.04% | 54.6% |
| Q4 2025 | 87 | $989.2M | 16.28% | 0.58% | 1.00% | 55.8% |
| Q3 2025 | 87 | $965.1M | 16.58% | 0.64% | 1.03% | 56.4% |
| Q2 2025 | 86 | $959.9M | 16.32% | 0.57% | 0.86% | 55.9% |
| Q1 2025 | 85 | $949.3M | 16.24% | 0.51% | 0.67% | 56.3% |
| Q4 2024 | 84 | $927.4M | 16.45% | 0.63% | 0.76% | 57.3% |
| Q3 2024 | 85 | $928.6M | 16.40% | 0.63% | 0.77% | 56.9% |
| Q2 2024 | 84 | $909.8M | 16.52% | 0.64% | 0.73% | 57.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brazos Valley Schools Credit UnionCredit union Katy, TX | 68 out of 100, Moderate | $1.0B | 10.6% | 1.32% | vs |
| Velocity Credit UnionCredit union Austin, TX | 76 out of 100, Strong | $1.1B | 13.9% | 0.57% | vs |
| Raiz Federal Credit UnionCredit union El Paso, TX | 62 out of 100, Moderate | $1.1B | 10.2% | 0.95% | vs |
| Fivepoint Credit UnionCredit union Nederland, TX | 57 out of 100, Moderate | $1.1B | 8.8% | 0.76% | vs |
| Alliance Credit UnionCredit union Lubbock, TX | 62 out of 100, Moderate | $1.1B | 10.9% | 1.07% | vs |
| Neighborhood Credit UnionCredit union Dallas, TX | 59 out of 100, Moderate | $1.1B | 10.8% | 1.54% | vs |
Deposit insurance
Is my money safe at Houston Police Federal Credit Union?
Yes. Houston Police Federal Credit Union is a federally insured credit union (NCUA charter #2357). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.3% of shares and deposits ($37.6M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 16.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Houston Police Federal Credit Union lists 3 offices in 1 city. Most locations:
- Houston, TX (3)
Identity & history
Profile
- Legal name
- Houston Police Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2357
- RSSD ID
- 60170
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- 1600 Memorial Dr, Houston, TX 77007
- Employees
- 93
Quick answers
Houston Police Federal Credit Union: common questions
Is Houston Police Federal Credit Union NCUA insured?
Yes. Houston Police Federal Credit Union is a federally insured credit union (NCUA charter #2357). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Houston Police Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Houston Police Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Houston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
| Schlumberger Employees Credit UnionCredit union Sugar Land, TX | 94 out of 100, Very strong | $935.8M | 25.3% | 0.57% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |