Side-by-side · Q2 2026 data
Houston Texas Fire Fighters Federal Credit Union vs Pecu Credit Union
Credit union
Houston Texas Fire Fighters Federal Credit Union
Houston, Texas · $100 million – $1 billion
Metric by metric
| Measure | Houston Texas Fire Fighters Federal Credit Union | Pecu Credit Union |
|---|---|---|
| TellerScore | 84 | 86 (stronger) |
| Capital cushion | 90 | 98 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 53 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 86th | 89th |
| Total assets | $401.3M | $431.4M |
| Deposits / shares | $340.3M | $368.7M |
| Capital ratio | 14.02% | 14.78% (stronger) |
| Problem loans | 0.38% (stronger) | 0.47% |
| Net charge-offs | 0.25% (stronger) | 0.45% |
| Return on assets | 0.83% | 0.92% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 60.6% |
| Uninsured deposits | 7.5% (stronger) | 10.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pecu Credit Union has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Houston Texas Fire Fighters Federal Credit Union leads on 4 and Pecu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.