Side-by-side · Q2 2026 data
HSBC Trust Company (Delaware), National Association vs Citadel Federal Credit Union
Bank
HSBC Trust Company (Delaware), National Association
Wilmington, Delaware · Under $100 million in assets
Metric by metric
| Measure | HSBC Trust Company (Delaware), National Association | Citadel Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 61 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 96th | 27th |
| Total assets | $57.2M | $6.9B |
| Deposits / shares | $500K | $5.8B |
| Capital ratio | 97.77% (stronger) | 9.31% |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 4.56% (stronger) | 0.46% |
| Loans ÷ deposits | 0.0% (stronger) | 104.8% |
| Uninsured deposits | 50.0% | 12.8% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
HSBC Trust Company (Delaware), National Association has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), HSBC Trust Company (Delaware), National Association leads on 6 and Citadel Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.