Side-by-side · Q2 2026 data
HSBC Trust Company (Delaware), National Association vs New Life Federal Credit Union
Bank
HSBC Trust Company (Delaware), National Association
Wilmington, Delaware · Under $100 million in assets
Credit union
New Life Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | HSBC Trust Company (Delaware), National Association | New Life Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 65th |
| Total assets | $57.2M | $843K |
| Deposits / shares | $500K | $646K |
| Capital ratio | 97.77% (stronger) | 23.14% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 27.30% |
| Return on assets | 4.56% (stronger) | -0.97% |
| Loans ÷ deposits | 0.0% (stronger) | 14.0% |
| Uninsured deposits | 50.0% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HSBC Trust Company (Delaware), National Association has the higher TellerScore (94 vs 80). On the 6 directional measures above (where higher or lower is clearly better), HSBC Trust Company (Delaware), National Association leads on 5 and New Life Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.