TellerScore

New Life Federal Credit Union (NCUA charter #24853) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $843K in total assets and $646K in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, New Life Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 101st. Its strongest component is capital cushion (100/100; 23.14%), and its lowest is earnings (0/100; -0.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.14%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.97%
Funding & liquidity100/100
Loans ÷ shares: 14.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 20 points (100 → 80), mostly because the earnings component weakened by 100 points.

TellerScore
5276100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 2024100
Q4 2024100
Q1 2025100
Q2 2025100
Q3 202569
Q4 202574
Q1 202652
Q2 202680
Net worth ratio
7.00%16.30%25.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.53%
Q3 202423.33%
Q4 202423.29%
Q1 202522.47%
Q2 202523.12%
Q3 202524.86%
Q4 202525.61%
Q1 202624.67%
Q2 202623.14%
Delinquent loans (60+ days)
0.00%13.82%27.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20247.11%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 202519.93%
Q4 202521.05%
Q1 202627.64%
Q2 20260.00%
Return on assets
-1.11%0.78%2.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.09%
Q3 20242.66%
Q4 20242.33%
Q1 20252.30%
Q2 20252.04%
Q3 20251.41%
Q4 20252.27%
Q1 2026-1.11%
Q2 2026-0.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$843K23.14%0.00%-0.97%14.0%
Q1 202652$798K24.67%27.64%-1.11%17.0%
Q4 202574$778K25.61%21.05%2.27%12.0%
Q3 202569$763K24.86%19.93%1.41%12.9%
Q2 2025100$821K23.12%0.00%2.04%11.2%
Q1 2025100$829K22.47%0.00%2.30%11.8%
Q4 2024100$763K23.29%0.00%2.33%9.7%
Q3 2024100$750K23.33%0.00%2.66%8.9%
Q2 202475$744K22.53%7.11%2.09%9.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.14%
85th
Problem loans0.00%
94th
Net charge-offs27.30%
0th
Return on assets-0.97%
7th
Loans to deposits14.0%
97th
Uninsured deposits0.0%
81st
Loan-loss reserves2.72%
92nd
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Carmel Baptist Federal Credit UnionCredit union Philadelphia, PA80 out of 100, Strong$780K21.9%0.00%vs
Steamfitters Phila Federal Credit UnionCredit union West Chester, PA87 out of 100, Very strong$744K15.5%0.00%vs
E R R L Federal Credit UnionCredit union Wyndmoor, PA67 out of 100, Moderate$1.0M10.6%0.00%vs
Bradford Area School Employees Federal Credit UnionCredit union Bradford, PA90 out of 100, Very strong$1.1M22.9%0.12%vs
Lonza Federal Credit UnionCredit union Williamsport, PA57 out of 100, Moderate$490K25.4%2.61%vs
Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs

Deposit insurance

Is my money safe at New Life Federal Credit Union?

Yes. New Life Federal Credit Union is a federally insured credit union (NCUA charter #24853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

New Life Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Life Federal Credit Union
Type
Federal credit union
NCUA charter #
24853
RSSD ID
3214554
Primary regulator
NCUA
Established
2003
Headquarters
1152 N 63rd St, Philadelphia, PA 19151
Employees
3

Quick answers

New Life Federal Credit Union: common questions

Is New Life Federal Credit Union NCUA insured?

Yes. New Life Federal Credit Union is a federally insured credit union (NCUA charter #24853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Life Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Life Federal Credit Union have?

2 offices as of the latest NCUA data.

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