Side-by-side · Q2 2026 data
HSBC Trust Company (Delaware), National Association vs Sun East Federal Credit Union
Bank
HSBC Trust Company (Delaware), National Association
Wilmington, Delaware · Under $100 million in assets
Credit union
Sun East Federal Credit Union
Aston, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | HSBC Trust Company (Delaware), National Association | Sun East Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 96th | 10th |
| Total assets | $57.2M | $908.6M |
| Deposits / shares | $500K | $830.0M |
| Capital ratio | 97.77% (stronger) | 8.55% |
| Problem loans | 0.00% (stronger) | 1.11% |
| Net charge-offs | 0.00% (stronger) | 0.57% |
| Return on assets | 4.56% (stronger) | 0.58% |
| Loans ÷ deposits | 0.0% (stronger) | 89.3% |
| Uninsured deposits | 50.0% | 10.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
HSBC Trust Company (Delaware), National Association has the higher TellerScore (94 vs 54). On the 7 directional measures above (where higher or lower is clearly better), HSBC Trust Company (Delaware), National Association leads on 6 and Sun East Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.