TellerScore

Headquartered in Aston, Pennsylvania, Sun East Federal Credit Union is a federal credit union with $908.6M in total assets and $830.0M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1949.

Sun East Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 244th. Problem-loan coverage contributes the most (77/100, 11.7%); capital cushion contributes the least (36/100, 8.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.55%
Loan quality63/100
Loans 60+ days delinquent ÷ total loans: 1.11%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity71/100
Loans ÷ shares: 89.3% · 10.3% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.67%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (52 → 54), mostly because the earnings component improved by 6 points.

TellerScore
354554Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202439
Q3 202435
Q4 202445
Q1 202551
Q2 202552
Q3 202554
Q4 202553
Q1 202650
Q2 202654
Net worth ratio
7.00%7.91%8.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.55%
Q3 20248.81%
Q4 20248.52%
Q1 20258.43%
Q2 20258.57%
Q3 20258.64%
Q4 20258.27%
Q1 20268.31%
Q2 20268.55%
Delinquent loans (60+ days)
0.94%1.68%2.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.93%
Q3 20242.43%
Q4 20241.35%
Q1 20251.10%
Q2 20251.07%
Q3 20250.94%
Q4 20250.95%
Q1 20261.32%
Q2 20261.11%
Return on assets
-0.09%0.25%0.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.09%
Q3 2024-0.00%
Q4 20240.01%
Q1 20250.46%
Q2 20250.43%
Q3 20250.49%
Q4 20250.49%
Q1 20260.47%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$908.6M8.55%1.11%0.58%89.3%
Q1 202650$915.6M8.31%1.32%0.47%86.7%
Q4 202553$907.2M8.27%0.95%0.49%87.5%
Q3 202554$861.4M8.64%0.94%0.49%93.0%
Q2 202552$852.5M8.57%1.07%0.43%94.7%
Q1 202551$856.9M8.43%1.10%0.46%93.1%
Q4 202445$836.7M8.52%1.35%0.01%93.8%
Q3 202435$815.4M8.81%2.43%-0.00%96.5%
Q2 202439$835.6M8.55%1.93%-0.09%93.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.55%
8th
Problem loans1.11%
25th
Net charge-offs0.57%
29th
Return on assets0.58%
37th
Loans to deposits89.3%
18th
Uninsured deposits10.3%
16th
Loan-loss reserves0.00%
50th
Texas ratio11.7%
9th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Ardent Federal Credit UnionCredit union Phila, PA64 out of 100, Moderate$869.3M10.1%0.53%vs
Belco Community Credit UnionCredit union Harrisburg, PA72 out of 100, Strong$974.4M10.7%0.56%vs
Service 1st Federal Credit UnionCredit union Danville, PA71 out of 100, Strong$837.1M11.1%0.49%vs
Erie Federal Credit UnionCredit union Erie, PA72 out of 100, Strong$808.0M10.6%0.62%vs
Armco Credit UnionCredit union Butler, PA79 out of 100, Strong$719.5M13.7%0.55%vs
Apci Federal Credit UnionCredit union Lehigh Valley, PA70 out of 100, Strong$678.2M9.1%0.09%vs

Deposit insurance

Is my money safe at Sun East Federal Credit Union?

Yes. Sun East Federal Credit Union is a federally insured credit union (NCUA charter #6160). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.3% of shares and deposits ($85.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.55%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Sun East Federal Credit Union lists 5 offices in 5 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Sun East Federal Credit Union reported 979 home-loan applications under HMDA (LEI 254900PQLW7K91KOVU18): 577 originated ($103,555,000 total), 227 denied, and 163 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Platinum Non-Rewards Mastercard12.49% – 18.00%$0$252.0%
Platinum Rewards Mastercard13.49% – 18.00%$0$252.0%

All Sun East Federal Credit Union card terms

Identity & history

Profile

Legal name
Sun East Federal Credit Union
Type
Federal credit union
NCUA charter #
6160
RSSD ID
897684
Primary regulator
NCUA
Established
1949
Headquarters
4500 Pennell Rd, Aston, PA 19014
Employees
148

Quick answers

Sun East Federal Credit Union: common questions

Is Sun East Federal Credit Union NCUA insured?

Yes. Sun East Federal Credit Union is a federally insured credit union (NCUA charter #6160). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sun East Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sun East Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

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